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What Is Stripe?
Tools & Templates
Updated 18 September 2026
Quick Answer
Stripe is a popular payment processing platform that lets businesses accept online card payments — widely used and integrated directly into many website builders and e-commerce platforms.
Stripe vs. PayPal — What's the Difference?
| Stripe | PayPal | |
|---|---|---|
| Integration style | Deeply embedded into your own checkout experience | Often redirects to PayPal's own interface for payment |
Why It Matters
- It's one of the most widely integrated payment providers, supported directly by most major website builders and e-commerce platforms.
- It handles the complex security and compliance requirements of accepting card payments, which would be impractical for a small business to manage independently.
How It Works
- A business connects a Stripe account to its website or checkout system.
- Stripe securely processes card payments when a customer completes a purchase.
- Funds are transferred to the business's bank account, minus a transaction fee.
Key Takeaways
- Stripe is a widely-used payment processing platform for accepting online card payments.
- It's deeply integrated into most major website builders and e-commerce platforms.
- It handles complex security and compliance requirements for the business.
Frequently Asked Questions
Is Stripe free to use?
There's no setup fee typically, but a small percentage plus fixed fee is charged per transaction.
Does my website platform support Stripe?
Most major website builders and e-commerce platforms (Shopify, Squarespace, WordPress via plugins) support direct Stripe integration.
Is Stripe secure?
Yes — it handles PCI compliance and security to a high industry standard, generally considered a safe, reliable choice.